What Indoor Rowing Taught Me About Food

When recently asked to discuss nutrition “worsts” for athletes, I zeroed in on one. But I think it applies to the holidays, too. Let’s take a look.

Taking an off-season with food is as energy-damaging as it gets.

My endurance coach, Jim Karanas, used to say, “Endurance athletes don’t mind expending energy, but they don’t want to waste it.”

Wasted energy is energy spent with no performance payoff. And the wasted energy of a food off-season is considerable:

  • It wastes physical energy for your body to deal with junky food.
  • It wastes time and energy to get things back on track for the next athletic season.
  • It wastes effort to correct bad habits, weight gain, mood swings, loss of motivation – and to re-create the right training state.

What stress on body and mind?

It reminds me of the terrible habits professional sports teams used to have when I was a kid. They’d actually stop all training during their off-season and then have to use the pre-season training period to get back in shape. Really. Think of the time, effort and money that took. Fortunately, pro athletes no longer do that.

But some non-pros may still do it with food.;

How Can Indoor Rowing Help with Food?

In the book The Stress of Life, Hans Selye defines stress as anything that takes the body out of homeostasis. If clean eating is your habit during your sport season – whatever that may be – then letting your nutrition slide is stress on your body.

And once you’ve established the new, junky pattern, shifting gears to get back to healthful habits again is additional stress on your body.

A few years ago, I learned a concept from the best rowing coach I know (and I’ve had several). Because he’s such a talented instructor and coach, he deserves a shout-out: Duncan Kennedy, who rowed with the U.S. national team from 1993 to 1994. He knows his stuff and loves to teach.

Duncan suggested that his indoor rowers use an outdoor rowing technique called Battle Paddle. In a crew boat, even during recovery moments, the rowers need to be in sync to prevent an 8-oar free-for-all.

So the strokes are just relaxed paddling, but the team stays in formation. Most importantly, the rowers are ready to drive into action as soon as they receive the signal. That vigilance underlies the relaxation at all times.

How about an athletic off-season that mirrors this concept with food – and becomes the nutrition equivalent of Battle Paddle?

Keep food intake – quantity and quality – under control, perhaps allowing an occasional dessert, say, once a week. From that point, driving into action for the next season will be a simple and disciplined matter.

How Can Battle Paddle Work for You?

Why can’t non-athletes use this concept during the holidays? Too often, my clients let food pandemonium take over – with all the stress that puts on the body, and all the effort they have to go through to undo the damage when January gets here.

Ideally, we’d all avoid troublesome foods all year. But choose your Battles, right?

If you can’t bring yourself to avoid holiday goodies this season – and if you really believe you can handle it (although that may not be true!) – stick to your healthful guidelines just 99% of the time.

Like rowers on the water, maintain the discipline of good form. Relax only enough to have the occasional – and that’s the operative word – treat.

Please keep in mind that this plan may backfire for anyone with an addictive reaction to specific foods, especially foods with sugar. I’m in that category, so my holidays will NOT be done in Battle Paddle mode. It’s better for me to stay away from trouble altogether. I encourage my clients to do the same, but the decision is theirs.

Finding a Student Loan Without a Cosigner

Finding a student loan without a cosigner these days is getting harder and harder. Banking institutions are more picky than ever about the kind of people they are willing to lend money to, and really- who can blame them? This has been a rough few years for the financial industry, and they have to protect themselves now. The problem comes when they start protecting themselves from people like you- students who need money to reach their education and career goals, and who have no real income because of their place in the educational journey.

The process of getting a student loan is made easier if you have a co-signer to help you, but not every student has access to a reliable family member or friend with a credit score high enough to be a cosigner. If a parent has bad credit score can not get college loan. Other students have eligible people available, but do not want to risk embarrassment or awkwardness by admitting a need for help. Other students just don’t have the kind of relationship with plausible cosigners to ask them for that kind of help.

If you are a student in any of these situations, then do not give up hope yet. There are still options out there for students with no cosigner. Finding a student loan without a cosigner is possible. This article will give you a few tips you can follow and a few links you can check out to help you find a student loan without a cosigner.

1. The FAFSA

Chances are this is not the first time you have heard FAFSA mentioned. The FAFSA, or the Free Application For Student Aid can be a really huge resource and help for students like you looking for a student loan without a cosigner. The FAFSA takes a while to fill out, which is why many students want to skip this step, but that would be a mistake. The FAFSA can tell you what grants and scholarships are available to students in your particular situation. It can also open up new student loan opportunities- many of them being college loans that do not need cosigners.

The FAFSA can also give you important information about all the different financial aid options that are available to you like is a student loan an installment on credit, or how many credits do I need to get financial aid?

The other great thing about filling out your FAFSA is not only that it is free, but that there are more than likely people hired at your school to specialize in this document. Many colleges have student aid facilities where people are paid to help students just like you fill out the FAFSA properly and get the financial aid they need to be successful. Find these individuals and take advantage of the wonderful gift your college has made available for you. Filling out the FAFSA is a great step towards finding a student loan without a cosigner.

2. Government Loans

There are a number of government loans available right now. Many students pass over these loan options because they do not give out very much at a time. The truth is, no government funded loan will give you all the money you need for a semester unless you also have some kind of scholarship. However, even if $2,000 from a Perkins loan won’t pay all your bills, it is $2,000 more than you would have had without the Perkins loan, and that is no small drop in the bucket. Plus- they are all offered without cosigners. Here are some of the government loans we think you should look into:

Subsidized Stafford Loan: This is the best government loan out there for students. It is a student loan without a cosigner. It is a student loan without a credit check. It is a student loan without hefty interest payments because it has been subsidized. Apply for a Stafford Loan, and you will almost certainly qualify for a student loan without a cosigner.

Not subsidized Stafford Loan: This is the same as the previous no cosigner student loan except that the interest is not subsidized, so you will pay out more over the life of the loan than the subsidized loan.

Perkins Loan: These loans are great and easy to apply for, but are not as popular as they have a cap on the amount they can give both per year, and overall. They are a no credit check student loan and a student loan without cosigner- so definitely something to look into.

In the end- all of these loans can get you what you need without a student loan cosigner and student loan no credit checks Canada or US, but all of these loan options can give you more money if you have a co-signer. If you have simply been afraid to ask someone to take a risk on you, then you will want to have them look into these loans as they are much less risky and the interest rates are much lower than the student loans you will find at a bank.

Look For Local Boosters

If you are going to college, then you are most likely living in a college town. Here is a little secret about college towns- they NEED college students! They love you. Local businesses thrive off of you. Local housing owners survive by you. The population of the town you live in might complain heavily about all the noisy college goers- but they need you, and this makes for a lot of local boosters and scholarship opportunities. Look around for local opportunities to get supported through school. The average student with poor credit needs $7,000 loan per semester to get through school. Many need more, depending on the school, area, and situation of the student. A good way to get a head start on that $7,000 is to get help from the local businesses that need your presence to survive.

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